In-Patient Care
Full coverage for hospital stays, surgeries, and emergency room visits. No surprise bills when you need help the most.
SECURE YOUR HEALTH. SECURE YOUR VISA.
Don't risk your health or your UAE residency with bad coverage. Tell us what you need, and our licensed partner, UniTrust, will instantly compare top insurers to find your perfect plan. Fast, compliant, and zero hidden fees.
NO GUESSWORK. KNOW EXACTLY WHAT YOU'RE BUYING.
Out-Patient & Pharmacy
Doctor consultations, lab tests, scans, and prescription medications covered across premium UAE medical networks.
Maternity Cover
Comprehensive prenatal care, delivery, and newborn coverage tailored to growing families.
Dental & Optical
Optional add-ons to cover routine dental check-ups, fillings, eye exams, and glasses.
PREMIUM COVERAGE. MAXIMUM FLEXIBILITY.
100% Visa Compliant
Fully approved by DHA (Dubai) and DOH (Abu Dhabi) so your visa processes instantly.
Top UAE Insurers
We don't push cheap junk. UniTrust connects you with Orient, Sukoon, Daman, and premium global networks.
Zero Price Markups
You pay the exact same premium as going direct, but you get a dedicated, licensed broker advocating for you.
FREQUENTLY ASKED QUESTIONS
Why should I trust SmartInsurance and UniTrust?
SmartInsurance is a secure technology platform built to save you hours of research. The actual quotes, advice, and policies are handled exclusively by our partner, UniTrust Insurance Brokers LLC. UniTrust is fully regulated by the UAE Insurance Authority (IA Registration No. 188) and partners with top-tier insurers to guarantee your policy is secure.
Is health insurance mandatory in Dubai and the UAE?
Yes. Health insurance is legally mandatory for all residents in Dubai and Abu Dhabi. Employers are required to provide coverage for their staff, while sponsors must cover their dependents. Without it, your UAE visa cannot be issued or renewed.
How much does private medical insurance actually cost?
It depends on the network. Basic, visa-compliant plans (EBP) start around AED 500 to AED 725 annually. Mid-range plans for individuals run between AED 3,000 and AED 10,000+, while comprehensive global family plans will cost more. UniTrust negotiates the market to get you the most coverage for your specific budget.
Can I complete the entire process online?
Absolutely. Fill out our 2-minute enquiry form to structure your needs. A UniTrust expert will immediately compare the market, send you digital quotes, and issue your policy instantly online once you make your selection.
What is "Critical Illness" cover, and do I need it?
Standard medical insurance covers hospital and treatment bills. Critical Illness cover provides a direct lump-sum cash payment to your bank account if you are diagnosed with a serious condition. Ask your UniTrust broker to add this to your quotes if you want total financial protection.
THE RIGHT POLICY IS ONE CLICK AWAY.
“Unitrust Team response is outstanding... efficient, reliable, and always willing to go the extra mile.”
“Saved me money when I switched over and super responsive... highly recommend.”