Terms of Use

1. Acceptance of Terms

By accessing and using SmartInsurance.ae, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our platform.

2. Our Role (Important Disclaimer)

SmartInsurance.ae is a technology and lead-generation platform operated by ClickPros Marketing.

• We are not an insurance company, nor are we a licensed insurance broker.
• We do not issue insurance policies, underwrite risks, or provide financial or brokerage advice.
• Our sole function is to collect your structured insurance requirements and securely pass them to our authorized, licensed partner: UniTrust Insurance Brokers LLC (IA Registration No. 188). All insurance advice, quotations, and policy placements are provided exclusively by UniTrust.

3. User Responsibilities

When submitting an enquiry, you agree to provide accurate, current, and complete information. Providing false or misleading information may result in inaccurate quotes or the rejection of an insurance application by the provider.

4. No Guarantee of Quotes or Coverage

While we strive to connect you with the best options, SmartInsurance and ClickPros Marketing do not guarantee that you will receive a quote, nor do we guarantee the pricing, terms, or availability of any insurance policy. Final terms are determined by the respective UAE insurance companies.

5. Intellectual Property

All content, design, logos, and technology on this website are the property of ClickPros Marketing or are used with explicit permission from our partners (such as UniTrust). You may not copy, reproduce, or distribute our content without written consent.

6. Limitation of Liability

To the maximum extent permitted by UAE law, ClickPros Marketing shall not be liable for any direct, indirect, or consequential damages arising from your use of this website, or from any insurance products or services purchased through our partner, UniTrust.

7. Governing Law

These terms are governed by and construed in accordance with the laws of the United Arab Emirates.